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Description: Straight talk about personal financial management--debt, budgets, spending and our relationships with money. Please note, new ad posts will be deleted.
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Cheri Merz

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Apologies for My Neglect
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Universal Default
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Oh, boy, here we go again...
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The Lessons of Failure, Part One
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My Latest Article
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Can't Blame it on April Fools Day
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Last Rule of Personal Finance
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