Hello,
I have tried very hard to stay out of this conversation but I could resist no more.
I would just like make a couple of points:
1) The money you earn from these programs is based upon other people signing up usually under you or someone else. The fact that thiese schemes rely on paying out based upon people paying in makes them fall into the illegal ponzi scheme.
2) You said I am playing with their money and pull your investment back out and use their money.
Now in response to that, A few years ago I used to be somewhat of a Blackjack player and I used to frequent a couple of the local casinos. I had a way of playing in that I had what I called my stake, let's call it $1,000 for sake of this discussion.
I sat down at the table and I would either play 3 or 7 seats depending on my mood. Once I won any money, and I won fairly consistantly, that was no longer the casino's money, it was now mine. Just as in this case, you are playing with your money not theirs. Even after you pull your investment back, it is still your money, it was given to you. (I say given as I do not see it as being earned)
Whethr it was given through an ethical and legal manner isn't the point I want to make,I only want to say you are never playing wih their money but you are always playing with your money, the idea I think is to earn, correct? Once earned why would you still consider it theirs?
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