Hello Friends
Once again our so called political leaders are placing our mental health system on the chopping block. Another smokescreen masterminded by Senator Frist and company designed to make it appear like things are getting better when actually, things are getting much worse. We need to all get together and write to these congressional leaders and tell them that we don't like their ideas about how to deal with mental illness in this country. I consider Bill Frist to be the single most dangerous man in political office when it comes to human rights and the mentally ill. Remember, he is the one who slipped a bill, attatched to a 1,500 page defense budget bill, that completely relieved drug companies of any liability for damages caused by their drugs. This bill was aimed specifically at the families suffering from the results of lead in childhood immunizations that cause autism. Now, all of the victims of this atrocity have no legal recourse. Basically, the pharmacuetical companies have a license to injure and maim our children in the name of profit. Please read this latest update that I just recieved from NAMI and get involved.
Please write a letter to your state reps and senators and ask them to help our mentally ill, not hurt them.
April 26, 2006
Senate Health Insurance Legislation Places State Parity Laws At Risk
Legislation now before the U.S. Senate would place at risk the 39 existing state laws that require health plans to cover treatment for mental illness on the same terms and conditions as all other illnesses. The legislation, known as the Health Insurance Marketplace Modernization and Affordability Act (S 1955), is intended to make health insurance more affordable to small employers. While NAMI supports this laudable goal, the bill includes provisions that would allow most employers to offer health plans that do not have to comply with existing state parity requirements.
S 1955 was reported by the Senate Health, Education, Labor and Pensions (HELP) Committee on March 15, 2006. It may called up before the full Senate sometime soon. If the bill remains in its current form -- and allows for a massive new loophole for health plans to avoid compliance with mental illness insurance parity laws -- NAMI will continue to oppose it.
Read the letter from the Mental Health Liaison Group to Senate leadership.
NAMI Needs Your Support!
Help us to continue helping others. NAMI offers several ways to contribute in support of our programs and services. Please make a donation to NAMI now!
Mental Health Liaison Group
April 12, 2006
The Honorable Bill Frist, M.D. The Honorable Harry Reid
Majority Leader Minority Leader
U.S. Senate U.S. Senate
Washington, DC 20510 Washington, DC 20510
Dear Senators Frist and Reid:
The undersigned organizations in the Mental Health Liaison Group are writing in opposition to
the Health Insurance Marketplace Modernization and Affordability Act of 2005, S. 1955. All of
our organizations share Chairman’s Enzi’s concern with taking action to address the needs of the
many millions of uninsured Americans, but we believe this controversial legislation would on
balance, do too much harm to the coverage of the many millions of Americans each year who
require mental health care. Specifically, this bill would preempt state insurance laws, not just in
the small group market (as is done by Association Health Plan legislation), but also in the
individual and large group markets. S. 1955 would thwart years of state-level efforts to ensure
that consumers have adequate health and mental health coverage.
S. 1955 would create a federal ceiling on consumer protections that would undermine carefully
crafted protections offered to consumers in virtually every state. Most importantly, the bill
would have the effect of repealing state laws that have been enacted to ensure that consumers
have access to adequate mental health benefits. The bill would preempt state benefit, service and
provider mandate laws that states have adopted to ensure that consumers have adequate health
and mental health benefits.
· As approved by the HELP Committee on March 15, an insurer must meet only a single
requirement – that offers wholly inadequate protection -- in order to bypass a state’s mental
health and other benefit protections. That is, the insurer must offer consumers, as an
alternative to an even more limited health plan option, the option of a plan that resembles one
offered to state employees in one of the five most populous states. As such, given the
variability among applicable state offerings, beneficiaries could find themselves with only
the most limited of mental health benefits (to include a high deductible plan with virtually no
outpatient mental health coverage).
· This bill would sweepingly override the work of 39 state legislatures that have passed mental
health parity laws aimed at preventing discriminatory coverage of mental health services, and
in doing so, would leave residents of those states without the protection those laws have
afforded them. And, 32 state minimum mental health benefit mandate or mandated offering
laws would also be preempted. These laws ensure that consumers have some level of
coverage should mental health disorders arise.
National organizations representing consumers, family members, advocates, professionals and providers
c/o Peter Newbould, American Psychological Association Practice Organization, 750 First Street, NE, Washington, DC 20002
Senators Frist & Reid
April 12, 2006
Page 2
· Under this legislation, state incentives to enact laws in the future and be laboratories for
healthcare innovation would be undermined because states would lose their ability to protect
large segments of their own residents.
· For what is expected to become many millions of insureds covered under federally
prescribed rating rules, S. 1955 also would preempt stronger state laws that limit the ability
of insurers to vary premiums based on health status, age, gender and geography. For many
older and sicker residents, this would price them out of the health insurance market,
undermining the very purpose of the legislation. Furthermore, the bill imposes on all the
states an outdated model law created by the National Association of Insurance
Commissioners (NAIC), rather than using the NAIC’s current model standard that is more
protective.
A bill that preempts over 1,000 state laws for millions of insureds warrants much closer review
before it is approved on the Senate floor. There is no evidence how this bill will affect premiums
across all insured groups or whether it will increase the number of Americans with adequate
health insurance. As we have found through analysis of the federal AHP legislation, a proposal
that purports to provide more affordable and expanded coverage sometimes can fail to do what it
claims and even make existing access and cost problems worse.
While the sponsors of S. 1955 have made a sincere effort to address shortcomings of the AHP
legislation, their solution would make things worse by endangering the quality of health and
mental health care for the 68 million Americans in state-regulated group health plans and 16.5
million with individual coverage. We urge your opposition to this legislation.
Sincerely,
Alliance for Children and Families
American Academy of Child and Adolescent Psychiatry
American Association for Geriatric Psychiatry
American Association for Marriage and Family Therapy
American Association of Pastoral Counselors
American Association of Practicing Psychiatrists
American Counseling Association
American Group Psychotherapy Association
American Nurses Association
American Occupational Therapy Association
American Psychiatric Nurses Association
American Psychoanalytic Association
American Psychological Association
American Psychotherapy Association
Anxiety Disorders Association of America
Association for the Advancement of Psychology
Senators Frist & Reid
April 12, 2006
Page 3
Association for Ambulatory Behavioral Healthcare
Bazelon Center for Mental Health Law
Children and Adults with Attention-Deficit/Hyperactivity Disorder
Clinical Social Work Federation
Clinical Social Work Guild 49, OPEIU
Depression and Bipolar Support Alliance
Eating Disorders Coalition for Research, Policy & Action
Federation of Families for Children’s Mental Health
NAADAC, The Association for Addiction Professionals
National Alliance on Mental Illness
National Association for Children’s Behavioral Health
National Association for Rural Mental Health
National Association of Anorexia Nervosa and Associated Disorders -- ANAD
National Association of County Behavioral Health and Developmental Disability Directors
National Association of Mental Health Planning & Advisory Councils
National Association of Social Workers
National Council for Community Behavioral Healthcare
National Disability Rights Network
National Mental Health Association
Suicide Prevention Action Network USA
Therapeutic Communities of America
Tourette Syndrome Association
U.S. Psychiatric Rehabilitation Association
May a smile follow you to sleep each night
,,,,,,,,,,,,,,,,,,,and be ther waiting, when you awaken.
Sincerly, Bill Vanderbilt
Mental Health Forums
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