Hello to all the AdlandPro community and friends. I am Rosemary Hibbs, retired, but still interested in many things I have learned during my 70 years. As you read my interests and come to know me, I hope I can be of help to some of you. Adding to our very limited income is now my primary learning objective. Strange,40 years ago we were doing quite well on the income we have now. This is no longer the situation. This seems like a great place to meet knowledgeable people with some of my same goals.