I am A Loan Officer From New York Operating All Over The Country. I Specialize In Residential & Commercial Lending. At Your Service. You can Visit Me at www.todmoney.com Or call me for a free quote. Purchase or Refinance. Programs for Good Credit & Fair Credit. All types of properties includung land. For an in depth view of the loan proccess please visit my web site www.todmoney.com  and fill out an application. I promise you exellent customer service.