Here are 3 actual questions and answers from the FAQ page of Lawnchair Millionaire. After each of those I put my opinions in parenthesis.
Q. How is the value of my shares calculated?
A. We have developed a private algorithm that determines the value of your shares based on two criteria.
1. How long it takes you to join from the time you enrolled to learn more about Lawn Chair Millionaire
and
2. How many people enroll below you in the Moneyline on the same day after your position is locked in.
(My opinion: Why is it a "private" algorithm? It's solely based on us joining quickly and getting other people to join quickly. There's too much that's private and quick about this.)
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Q. If I never promote Lawn Chair Millionaire to others will that affect my membership?
A. Not at all. Promoting Lawn Chair Millionaire to others simply offers an optional income source that you can choose to take advantage of. It is not uncommon for members to just focus on making tons of money from The Vault.
(My opinion: If you don't promote but you still somehow earn commissions from their no-recruiting system, you'll need to PAY $40 for a debit card so you can receive your money. So their "no-promoting-necessary" will COST YOU money, as much as $40 that they don't tell you about anywhere on their site.)
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Q. If I join and later change my mind does Lawn Chair Millionaire offer a money back guarantee??
A. Yes! You can cancel your membership at any time within the first 30 days and receive a no questions asked 100% refund of the monthly subscription fee upon request.
(Really, you'll only get back the $29.99 subscription fee, you'll LOSE the $49.99 set-up fee, and possibly lose as much as $40 for a debit card, so you could LOSE a potential of $89.99. That's MORE than the joining price of $79.98. You could actually end up losing $10 more than you thought it would cost to join.)
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LawnChairMillionaire has 6 pages where THEY COULD HAVE TOLD YOU you'd need to pay as much as $40 for a debit card, but they don't mention it at all until they have your $79.98. We shouldn't need to pay to get paid, they don't offer any other method of paying us. Members are being forced to pay for a debit card that they had no option about, there are no other options on how to be paid.