Hello Kenneth, Thank you for the invitation to this interesting discussion. Putting my 2 cents worth in: "You agree to use the Service at your own risk.
Termination
GeoPoint, in its sole discretion, has the right to suspend or
terminate your account and refuse any and all current or future use of
the Service, or any other GeoPoint service, for any reason at any time.
Such termination will result in the deactivation or deletion of your
Account or your access to your Account, and the forfeiture and
relinquishment of any cash balance, earnings and bonuses within your
Account. GeoPoint reserves the right to refuse service to anyone for
any reason at any time." Kind regards Amanda Martin-Shaver
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