Greetings All
Can you imagin how you would feel if you went to the hospital for cancer treatment and were told that since you have cancer, you will have to pay a 50% copayment rather than the usual 20%. If you had heart desease instead of cancer, your share of the cost for treatment would be 30% less. How unfair would medicare coverage be if the amount they paid out was determined by the type of illness rather than by how much you needed the care perscribed for your condition. This would be a very unfair and discriminating system wouldn't it? Well this is exactly how the medicare system discriminates against those with a mental illness. Copayments for mental illness are higher than those for any other type of illness. This is unjust and has to be changed. Members of congress do realize the need for mental health coverage because they have that coverage for themselves. Why are they entitled to better care and treatment at less cost than we are. Remember, they are our employees. They work for us, not the other way around.
Asclepios
Your Weekly Medicare Consumer Advocacy Update
Unfair Treatment
October 26, 2006 • Volume 6, Issue 43
If a person with Medicare who has cancer goes to an oncologist for chemotherapy, Medicare will provide for 80 percent of the cost of treatment; the patient pays 20 percent.
If a person with Medicare needs to get an MRI at a doctor's office, Medicare pays 80 percent and the patient pays 20 percent.
But if a person with Medicare is suffering from severe depression, schizophrenia or another mental health condition and seeks the services of a psychiatrist, Medicare will only cover half-the patient must pay 50 percent.
Medicare's rules unfairly and unjustifiably restrict coverage for mental health care. Because of the payment limitation, older adults and people with disabilities who can't afford the higher costs of therapy and treatment end up without the care they need.
The results of leaving mental illnesses untreated are grim: a reduced quality of life and ability to function, poorer overall health and higher mortality rates. Untreated mental illness can also force individuals to become institutionalized, triggering greater costs to Medicare.
The lack of mental health parity under Medicare clearly does not match up with well-established medical need. One in five older adults and over half of people with Medicare because of a disability are living with a mental health condition. Older adults account for almost 20 percent of all suicides-the highest rate in the country-with depression as a major risk factor. Interventions such as psychotherapy and counseling are effective in treating mental illness.
Medicare's unequal coverage of mental heath services is based on an outdated understanding of mental illness as less legitimate and less important to treat than other ailments. Many other types of health insurance also continue to maintain antiquated rules for mental health care coverage, with one notable exception: the coverage offered to federal government employees. The health plan for federal employees was updated a few years ago to mandate equal coverage for the treatment of mental illnesses and substance abuse disorders.
That is the coverage all members of Congress have.
It's time that our elected representatives in the U.S. Senate and House also improve access to mental health care for people with Medicare. Congress must put Medicare payment for mental health services on par with its payment for other kinds of outpatient care.
In response to a survey conducted by the Medicare Rights Center ahead of the upcoming elections, candidates in various campaigns around the country have expressed their support for legislation to establish mental health parity in Medicare. These candidates recognize that people with Medicare in need of mental health treatment should be relieved of the disproportionate burden they face in paying for health care (Survey results ).
The inequality in Medicare's coverage policy amounts to systematic discrimination against individuals with mental illnesses. Congress has the ability to improve Medicare coverage for those individuals, just as improvements were made to their own mental health care coverage.
Medical Record
http://geotenncare.blogspot.com/2006/10/discrimination-exists-in-medicare-big.html
May a smile follow you to sleep each night,,,,,,,,,,,,,,,,,,,,,,,,,,,,,
and be there waiting,,, when you awaken.
Sincerly, Bill Vanderbilt
Mental Health And Political Forums Respectively
The following link will take you to a program that I gave up on once but, I am now involved with again. Simply because a few friends of mine believe so whole heartedly in this program that they actually kept me in it for several months.