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Cherryl R.
8/19/2005 10:53:50 PM
Thanks you too, you have that friendly smile and again thanks for inviting me to become your friend and now I learn more ways on how to advertise my new website. I just want to let you know about what I heard about this new scam. WARNING...New Credit Card Scam Note, the callers do not ask for your card number; THEY already have it! This information is worth reading. By understanding how the VISA & MasterCard Telephone Credit Card Scam works, you'll be better prepared to protect yourself. My husband was called on Wednesday from "VISA", and I was called on Thursday from MasterCard". The scam works like this: Person calling says, "This is (name), and I'm calling from the Security and Fraud Department at VISA. My Badge Number is 12460 your card has been flagged for an unusual purchase pattern, and I'm calling to verify. This would be on your VISA card which was issued by (name of bank). Did you purchase an Anti-Telemarketing Device for $477.99 from a Marketing company based in Arizona ?" When you say "No", the caller continues with, "Then we will be issuing a credit to your account. This is a company we have been watching and the charges range from $297 to $497, just under the $500 purchase pattern that flags most cards. Before your next statement, the credit will be sent to (gives you your address), is that correct?" You say"yes". The caller continues , "I will be starting a Fraud investigation. " If you have any questions, you should call the 1- 800 number listed on the back of your card (1-800-VISA) and ask for Security. You will need to refer to this Control Number. The caller then gives you a 6 digit number. "Do you need me to read it again?" Here's the IMPORTANT part on how the scam works. The caller then says, "I need to verify you are in possession of Your card". He'll ask you to "turn your card over and look for some numbers". There are 7 numbers; the first 4 are part of your card number, the next 3 are the security Numbers' that verify you are the possessor of the card. These are the numbers you sometimes use to make Internet purchases to prove you have the card. The caller will ask you to read the 3 numbers to him. After you tell the caller the 3 numbers, he'll say, "That is correct , I just needed to verify that the card has not been lost or stolen, and that you still have your card. Do you have any other questions?" After you say No, the caller then thanks you and states, "Don't hesitate to call back if you do", and hangs up. You actually say very little, and they never ask for or tell you the Card number. But after we were called on Wednesday, we called back within 20 minutes to ask a question. Are we glad we did! The REAL VISA Security Department told us it was a scam and in the last 15 minutes a new purchase of $497.99 was charged to our card. Long story made short - we made a real fraud report and closed the VISA account. VISA is reissuing us a new number. What the scammers want is the 3-digit PIN number on the back of the card. Don't give it to them. Instead, tell them you'll call VISA or Master card directly for verification of their conversation. The real VISA told us that they will never ask for anything on the card as they already know the information since they issued the card! If you give the scammers your 3 Digit PIN Number, you think you're receiving a credit. However, by the time you get your statement you'll see charges for purchases you didn't make, and by then it's almost to late and/or more difficult to actually file a fraud report. What makes this more remarkable is that on Thursday, I got a call from a "Jason Richardson of MasterCard" with a word-for-word repeat of the VISA scam. This time I didn't let him finish. I hung up! We filed a Police report, as instructed by VISA. The police said they are taking several of these reports daily! They also urged us to tell everybody we know that this scam is happening. Please pass this on to all your family and friends. By informing each other, we protect each other.
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Cherryl R.
8/20/2005 10:43:20 PM
Great looking website you must be very talented with crafts and such. We enjoyed looking at your website and found it to be interesting and informative so we rated it a 10 out of 10. We wish you good helth and great prosperity for the year. If we can ever be of any assistance please let us know, respectfully, your friends in Idaho, Gary and Janice Hawkins
janice2005
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Cherryl R.
8/20/2005 10:43:20 PM
Thanks for the rate and visiting my website,I started my home business since 11/04 and I used to order catalogs but 3 months ago,I decided to create a website where my store will be open 24 hours and let some of my friends,family member and new friends to look at my website anytime they want to since catalogs are getting expensive. I also visited your website and it looks good too! if you have any friends or family member interested in shopping online pls forward my website or just send me an email at cherryl@adlandpro.com Also if you would like to benefit from the independence and freedom of owning your own profitable home-based business? Are you tired of scouring the web trying to piece together the knowledge, products, and services to start your own home based business? Well now you don't have to waste your time and resources. I have the total home based business solution here for you. Start your own home business and start earning a second income now? You can make extra cash working part-time or you can start a full-time career. There is no limit to the amount of money you can make. Make as little or as much as you like. You're in control - this is your business! Maybe you just need stock for your store. Join our Distributor's program and start making money today. A ONE TIME initial investment of $25.00 for the distributor package will be refunded upon accumulation of $500.00 in wholesale orders. We charge a small $25.00 investment fee to weed out the curious from the serious business people. Our goals are to provide you with exceptional value, quality service and most of all, reliability. As a Distributor you will be in business for your self. You purchase items from Affordable Gifts and Collectibles at the wholesale Distributor's price. You can sell the products for retail price or discount price, whatever you like, the difference between the price you charge and the wholesale distributor's price is your profit. There's not quota, no pressure. Sell as much as you want, when you want. On most items you can more than double your money in profits! You keep all your profits. I don't take a percentage of your sales. We will drop ship your order to your customer any where in the USA or ship to you. What is drop shipping? Drop shipping means that we ship your orders to your customers so that you don't have to maintain an inventory. This allows you to offer more products while incurring little or no overhead. Drop shipping is when you take an order from a customer, at retail price keep the profit submit the order to us at wholesale price and we will ship the order directly to your customer so you don’t have to. If you would like a order drop-shipped, order online or mail your order as you normally would. Enter your customer's address as the ship to address, and your address as the billing address. We ship UPS Ground Rate. Orders are not processed and shipped on the weekend and holidays. Orders are normally processed and shipped within 24-48 hours of receipt. We will provide you with a tracking number and the date the order was shipped. Mailing payment of check or money order is a longer process, your order is not shipped until the check clears. We do not ship COD orders. You will be responsible for charging your customers shipping. Your benefits are: No minimum orders. Sell as much as you want, when you want. ) No monthly or yearly membership fees. A full refund of your ONE TIME initial investment of $25.00 for the distributor package when you accumulate $500.00 in wholesale orders. No using your own cash - sell first! This allows you to sell our products with no investment. There is no expensive inventory or warehouse to maintain. You do not have to take the time to package and mail the merchandise. We become your personal warehouse and shipper. Did you know we offer catalogs and brochures that you can show your customers? Purchase our beautiful colored catalogs and brochures and put your business name and contact information on them so your customers will keep coming back to you. You can view the different options available in our Supply Catalog. It's included in the wholesale distributor package. Also You can purchase catalogs under Distributors supplies. A 100% Satisfaction is Guarantee! Return items within 30 days of Receipt of Order, with all the original packing for a refund minus shipping and handling fees. All merchandise damaged during shipment are cover by the shipper, and should be reported upon receipt and a claim will be processed immediately. Send me an email at cherryl@adlandpro.com if you are interested in our Distributor's program. If you have any questions or comments please don't hesitate to contact us. Your e-mail will be answered in a timely and efficient manner. http://www.cherrylsgiftbaskets.com Refer New Merchants to Pay Pal and Earn up to $1,000.00 USD for Each Referral. The Merchant Referral Bonus Program rewards you for bringing new businesses to Pay Pal http://www.paypal.com/us/mrb/pal=QSWRZ2VHLEB3J
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Cherryl R.
9/8/2005 12:43:00 PM
Loved your site, sooo many things to look at.
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Cherryl R.
7/22/2006 11:43:02 AM
Cherryl "Cherryl's Response I used to order catalogs but 3 months ago,I decided to create a website" Don't you mean that you decided instead of ordering and paying for your own catalogs, that you decided to scam other SMC club members out of theirs that they had to pay for???? You posed as a potential customer and scammed new unknowing members into sending you one of theirs that you could inturn sell on your own website for $4.99 each??? I see now you have removed your catalog offer and other contact information...hide under a rock if you must, but you will be recognized! Hey- come back to the forum...we're waiting for you : )
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