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Joe,
Thanks for coming back to enhance your answer. What a great story, thanks for posting it.
You know, you have brought up an aspect of the subject that wasn't my first response, so it's a great example of how we can all learn from each other if we just open a dialogue about things.
And you are so right! I have to say I am somewhat of a control freak--at least with regard to where and how our money is spent. Notice I said 'our' money. We have always pooled our finances, right from the beginning. By default, I was the one who controlled the budget. I think now that we should have done it together, but my husband never really showed much interest, much less apptitude, until recently.
Now we discuss major expenditures, and all business expenditures, before making them. Of course, he is now my business partner as well.
With regard to personal expenditures, what he has always called mad money, we budget personal 'allowances'. Neither of us is accountable to the other for how we elect to spend that. However, we do stick to the budget. If he wants to make a large purchase, he asks how much is 'in his allowance' and makes a decision accordingly. It accumulates in a virtual budget envelope until he wants it. He also has a personal cash hoarde, but that's another story, lol.
Cheri
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