Hi Cheri, Better late than never! Your input is valuable any time! I am always happy to see your comments :-) (I'm only rarely late in responding to e-mail because I can view the mail from my "dayjob" ;-)

Day job? What's a day job? lol I'm self-employed, which means I work day and night, weekends, holidays, vacations, etc. It's the second motivating reason I'm building residual income streams. To anticipate your question, the first motivating reason is to free my husband from his day job, which is likely to kill him if I don't. And no, I won't adopt you (the next question most people ask me when I tell them my primary reason, lol). Cheri