PHYSICIANS &
HOSPITAL / SURGICAL NEGOTIATION PROGRAM
Negotiation
Services
The Negotiation Service we use has over 15 years of experience working
with physicians, hospitals, and their billing departments. They use this
experience to negotiate discounts on medical claims on your behalf to
save you money and help solve your medical bill problems.
In an age when healthcare is confusing and expensive, working with a
negotiation service helps you find answers, as well as saving you money.
It may even help you avoid collection agencies, high interest rates and
damaged credit.
Post-Procedure Services
If you’ve been to the doctor and have medical bills, maybe
you can’t afford them or maybe they’re just very expensive and you want
to have them reduced. The Post-Procedure service can help reduce these
medical costs and save you money. This process works as follows:
- You go to a doctor and have a procedure done – for example,
surgery, X-rays, etc.
- After your procedure, you are responsible for paying the bill.
- The bill may be too expensive, incorrect, or more than you can
afford. This is when you contact us by calling the number on your
UCA card.
- A Patient Financial Counselor reviews your bill and contacts
your medical provider to negotiate the bill down to a more
affordable price. We confirm with you in writing the amount and
terms before taking any action. There are no fees for having your
bills reviewed, so why not see whether we can save you money.
- If you are credit worthy, you may have the negotiation service
pay the bill in full and arrange with you for the payment of the
discounted amount, along with an access fee.
Pre-Procedure Services
If you have a medical procedure coming up, maybe your insurance won’t cover everything
and you'll be left with an expensive bill to pay. Pre-procedure
negotiations can help by getting the cost of the procedure reduced. This process works as follows:
- Call the number on your UCA card to contact the negotiation service before, during, or immediately
after scheduling the medical procedure.
- A Patient Financial Counselor will contact your healthcare
provider and agree on a fee that is more affordable to you in
exchange for prompt payment. We will confirm with you in writing the
amount and terms before taking any action.
- If you are credit worthy, the negotiation service will pay the
bill in full and arrange with you for the payment of the discounted
amount, along with an access fee.
Please Note: This program is made
available to our members as a service. UCA nor AcessOne DMPO
(Administrator) are involved in any way with the payment arrangements
and do not receive information relative to the member's medical
condition.
THIS IS NOT INSURANCE.
It is a reduced-fee-for-service program, with substantial
savings.
Please
note that this is not health insurance and we do not make payments
directly to healthcare services providers. It is a discount program and
you are obligated to pay for all healthcare services at time of
service. You will receive discounts for healthcare services from those
providers who have contracted with the
program.
UCA is administered by AccessOne Consumer Health Inc. For questions or
complaints, contact us at 84 Villa Road, Greenville, SC 29615 or
website
www.accessoneDMPO.com
The program and its administrators have no liability for providing or
guaranteeing service or the quality of service rendered. Note to
Utah Residents: This program is not protected by the Utah Life and
Health Guarantee Association.