Turn future credit card sales into CASH, today!

Quick Service Solution gives you access to working capital without the headaches of a bank loan.
Our application is easy to complete and we have the strength to make decisions quickly.

Since 1998, QSS has represented Investors that have provided over $600 million to more than 13,000 businesses in all 50 states. These businesses trust QSS, the leader in the industry, to provide the funding needed to:

• Open new locations or remodel existing locations
• Purchase new equipment and inventory
• Launch advertising and promotional programs

QSS approves businesses in industries that banks often reject. We also offer other advantages when compared to traditional financing and SBA products, including:

• Cash in 10-14 business days
• No application fee
• No fixed repayment schedule- we get paid when you get paid!

Credit Card Receivable Financing (CCRF)

CCRF is a short-term working capital "Loan" for Visa/MC merchants. The loan amount is based on the merchant’s previous 6 month average monthly sales volume on Visa/MC (12 months if the business is seasonal). Typical loan amount is 70% - 100% of the monthly average. Typical term is 6 months. Longer payback terms are available up to one year.

Loan is amortized by an automatic daily payment based on the merchant’s Visa/MC sales. Typical daily payment percentage is 13% - 20%. Daily payment percentage is determined as a function of the loan amount, average monthly sales, and the term.

There are two CCRF products, regular rate & lower rate.

Regular rate program typically costs $1,100 per $10,000 borrowed over six months.

The Lower rate program typically costs $600 per $10,000 borrowed over six months. The lower rate program is offered only in the following states: MI, MO, NY, OH, PA, and RI.

The following assumptions were used for projecting the interest amount:
a) The total monthly VS/MC sales amount will be exactly the same as the average monthly balance for the life of the loan,
b) Daily VS/MC sales amount is exactly the same adding up to the total monthly sales amount,
c) Business is open 7 days a week,
d) Daily payments are made from Monday to Friday. 

QSS is the only company that publishes its finance charge information right on the web site. Other companies must have their sales people "sell" you on their financing first before they can tell you the finance charge to lessen the sticker shock.