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Business and Personal Lines of Credit
12/22/2016 1:55:35 AM

*Business lines of credit

  • Unsecured revolving lines of credit at 0% for the first 6-13 months
  • Reports to business credit not personal credit
  • Receive funding within 7-10 business days
  • No income verification or collateral required
  • Qualifications

  • Must have credit score of 700 and above to qualify
  • No derogatory items reporting (such as late accounts, items in collections,
  • or any tax liens)

  • The borrower must have an average of 3 years of credit history.
  • To be qualified I will need

  • Credit report with all 3 bureaus listed within the last 30 days ( please see
  • link below)

    Creditchecktotal.com

    *Personal Lines OF Credit

  • 0% interest rates for the first 6-18 months
  • Unsecured revolving lines of credit
  • Receive funds in as little as 1 week from approval
  • Qualifications

  • Credit score of 700 and above
  • No less than 5 inquires in the last 6 months per bureau
  • Debt to credit ratio needs to be below 60%
  • To be qualified I will need

  • Credit report with all 3 bureaus within the last 30 days. ( please see link
  • below)

    *Fast Cash Program

  • Based on W2 income
  • Approvals within 24 hours
  • Cash in the account within 5-7 business days
  • Term of 3 or 5 years, low monthly payments, Simple Interest
  • Qualifications

  • W2 Income of $40,000 and higher
  • Credit of 620 and above
  • To be qualified I will need

  • Name
  • Address
  • Social
  • Date of Birth
  • Estimated W2 income
  • Do they rent or buy
  • *Business Loan-

  • Based on the cash flow of the business
  • Daily payback options or monthly
  • Funding within 3-5 business days
  • Qualifications

  • Business must have cash flow of $10,000 or more a month
  • Must actively be in business for 2 years
  • Credit of 580 and above
  • To be qualified I will need

  • Last 3 Months of business bank statements
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