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Why pay for health insurance benefits you do not need today, may never need, for other peoples preexisting conditions, or older ages? And why have to go through Open Enrollment every year? U.S. Health Advisors, a subsidiary of the 3rd largest financial company in the world, Credit Suisse, is headquartered in Fort Worth, Texas. A private, not-for-profit company, underwritten by Freedom Life in Fort Worth, we provide revolutionary, superior options in benefits and cost, to Obama Care, and the Exchanges. They are medical insurance plans that allow you to receive specific first dollar benefits for covered healthcare services, regardless of what your medical provider charges. This differs from traditional Major Medical Plans, where you must pay co-pays every time you go to a doctor's office, and first satisfy a deductible every year before you are eligible to receive benefit coverage. Even then, you have to pay a co-insurance like 70/30 or 80/20 before the insurance company will pay 100%. If you are looking for the greatest, affordable individual, family, or group Health Insurance policy, think: ♦ Hospitalization, Wellness(Doctor's Office Visits), and Accident Coverage. ♦ Guaranteed 3 Year Fixed Premium Rate Locks on all standard policies. ♦ Lifetime Fixed Premium Rate Locks on our Guaranteed issue policy for preexisting conditions of any kind. ♦ No deductible, co-insurance, or co-pays! ♦ PPO coverage only! ♦ 6 free (max of $100.00) doctor's office visits per member, with roll overs to the next year. ♦ Up to $800.00 per day for 30 days paid directly to you, if you are confined in the hospital for more than 1 night. ♦ Blanket Excess Medical Expense Coverage of $10,000 in for a covered accident, after a $500 deductible per accident, per Member. Paid directly to you! ♦ Under Group Plans, each policy is an individual policy, which is owned by the employee, and if the employee is fired, laid off, or just leaves on their own, they take the policy with them, and do not have to suffer with the high Cobra rates. ♦ Dental and vision coverage. ♦ And – Our Premier Med Short-Term Medical-Surgical Expense Plan (part of your policy): If any plan member suffers a serious medical event (accident, sickness, or catastrophic), resulting in a longer hospital stay or increased medical expenses, upgrade to our Premier Med Plan for $3,000.00 out of pocket, and have 100% of the total medical costs covered. No underwriting required! If you are interested, let’s chat. Russell White U.S. Health Advisors Health Insurance Agent (Licensed in the State of Texas) Dallas, TX 972-838-3440 russell.white@ushadvisors.com www.ushagent.com/russellwhite
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