EVG Research Team here to tell you a story about getting ripped off. John loves new cars for their shine, their never-before-seen features, the pristine feel of the barely-used seats... and that new car smell. Boy, does John love that smell.
Judy loves new cars, too, for many of the same reasons. And also because, to her, a new car is a reward for working hard and making good choices.
It's funny, then, that Judy will pay $5,243 less than John for the exact same car.
And all because Judy knew the rules to the credit score game. 
You probably think that Judy has better credit than John. And to some degree, you'd be right... Judy has a better credit SCORE than John. But the truth is, in this example, John has no late payments... no collections... no bankruptcies.
His credit report is pretty clean... ...but his score is 61 points less than Judy because he didn't know the rules to the credit score game.
I'll get back to John and Judy in just a moment, but let's clear some things up first.
Join EVG in time to learn the rules of the credit score game when the lesson goes live... The Truth About Your Credit Score The truth is... there aren't too many people out there trying to help you improve your credit score. The credit bureaus won't tell you how to game their formulas to get a higher score.
The banks, if they give you any information, will often tell you nonsense... They'll say your score will improve if you keep a balance on your credit cards... which is completely false, but the myth does earn the banks a fortune from interest on all those balances.
Then there's the credit repair industry, which is notoriously sketchy and often resorts to fraudulent tactics.
(
For example, did you know it's illegal to even REQUEST that a legitimate mark be removed from your credit report? But that's business as usual for many of these outfits.)
So with seemingly no one willing to tell you how the credit score game works, it's easy to break the rules without knowing it.
How to Accidentally Drop Your Credit Score 61 Points Just like in our example with John and Judy, you may think you have fantastic credit and be completely wrong.
The truth is... you don't have to be irresponsible to have a low credit score, you just have to be ignorant to the rules of the credit score game.
For example, your score can drop 61 points overnight just by applying for the wrong credit card.
In fact, 46% of credit cards actually hurt your credit score just by owning them... because they incorrectly report your credit limit to the bureaus.
But who will tell you that? Your score can also drop 61 points if an error makes it onto your credit report... and that's more common than you may think.
The CBS investigation TV show "60 Minutes" recently reported that 40 million Americans have an error on their credit report.
That's 1 in 5 adults. And the investigation also uncovered how difficult it can be to get an error removed from your credit report... with some people fighting for years to get their credit score back.
Join EVG in time to learn the rules of the credit score game when the lesson goes live... Now Back to John and Judy... At one time, John and Judy both had a credit score of 720, which qualifies them for the best interest rate. But John accidentally applied for the wrong credit card... a card that hurts your credit whether you pay on time or not.
Well, John's credit score quickly dropped 61 points to 659.
And now when they both go to buy the same $25,000 car, John's interest rate is going to be 7.44 percentage points higher.
At today's numbers for a 5-year loan, that means Judy will pay $26,953 for her car...
While John will pay $32,196.
That's a $5243 difference, and almost 4 times as much interest as Judy paid.
Learn the Rules of the Credit Score Game John and Judy's story was fictional, but the facts and numbers were real.
Not knowing the rules to the credit score game can cost you a fortune.
Fortunately, members of
The Elevation Group are going to learn the rules very soon.
Mike Dillard and Robert Hirsch started
The Elevation Group to bring the investment strategies of the rich to the middle class.
And for their next video lesson, they invited a unique credit score expert into the studio.
"Unique" because he's not a "credit repair" guy... but a former mortgage broker who literally went undercover in an effort to learn the rules of the credit score game.
That video lesson – that Mike said was the best breakdown of the credit score game he's ever heard – is going to be released very soon.
Click Here to Find Out More About Joining EVG in Time for the "Credit Score Game" Lesson Release: Your Partner in Prosperity, The EVG Research Team