If you have an On-Line business then you need Paypal.  The BusinessVersion !! Read more about it here. You will be very surprised forsure....

The PayPal Business Account features:

    * Low cost. No start-up or monthly fees, no cancellation fees, and no minimum payments.

Lower transaction fees than other merchant accounts
    * Quick setup. Sign up and get started in minutes. No extra software or hardware needed
    * Security. As an industry leader in fraud prevention and risk management, PayPal has

60%-70% lower fraud loss rates than other merchant accounts
    * Network of buyers. One in three online buyers in the U.S. has a PayPal account, and over

58,000 users worldwide sign up for PayPal each day.

Is there a difference between an "On-line business" and a business that is on-line? I have three ventures that are on-line and are equipped with payment capability; I prefer that to what you are referring to. On the other hand, if one is an x-bay user, then I guess there are few options.     

My name is Mickey Mallette. I live in Mollusk, Virginia.  I am looking to exchange contact information with new people around the world to start an ongoing line of communication, especially with anyone who is bi-lingual. I am on the internet every day and am looking to communicate with others to discuss many varied subjects. I am an internet marketer and want to meet others with similar interests.

I also have some very special information about free software to enhance your Skype experience. It is especially great for those who want to contact huge numbers of Skype users quickly. Add me as a contact me and I will share this information with you.

If you are in an internet program, I look forward to hearing about it.

Please exchange contact information and let’s chat.

Hope to hear from you soon.

SkypeME:  mickeymallette
Mickey