I am an Australian and I have lived in Melbourne in the State of Victoria all of my life. I have been married to my beautiful wife Annie for in excess of 30 years, and I am blessed with two grown up daughters, Samantha & Jessica.

I spent some 40 years in the banking industry, before taking early retirement from that profession in 2001, following which I became a mortgage broker for nearly 5 years.

I enjoy meeting and talking to people, and showing them how they can achieve the life of their dreams.