If you are spending any TIME or MONEY to find people to sponsor in your business, STAY WITH ME for about two minutes to read this and you will never again have to worry about sponsoring new people! With my company, there is no recruiting required by you or ANYONE, because your earnings are not based on people who sign up below you. There is no monthly product purchase requirement either, because we don't have any products to sell. That is because this is not a Network Marketing (MLM) company. This is a revolutionary new way to make money, and you can earn a whole lot more of it here than with ANY Network Marketing (MLM) pay plan! I guarantee it! READ ON. How do you make money? Your earnings are based on how much money you invest and for how long a term you choose to invest it. You can invest any amount from $10 to $10,000 and you can invest for any term length from 1 to 6 months. The real good thing about that is that your money is never at risk. If you decide you want to cash out and get your money back, you can do so at any time. Monthly Returns on your investment. Invest for a 1 month term and the company will pay you 10% monthly. Invest for a 2 months term and the company will pay you 25% monthly. Invest for a 3 months term and the company will pay you 50% monthly. Invest for a 4 months term and the company will pay you 75% monthly. Invest for a 5 months term and the company will pay you 125% monthly. Invest for a 6 months term and the company will pay you 200% monthly. Examples: $25 Investment If you invest $25 and keep it in for a 1 month term, you will earn 10% on that money and receive a monthly income of $2.50 each month. If you keep your $25 investment for 3 months, you will earn 50% on that money and receive a $12.50 monthly income. If you keep your $25 investment for 6 months, you will earn 200% on that money and receive a $50 monthly income, each and every month ... from that point on! $100 Investment If you invest $100 and keep it in for a 1 month term, you will earn 10% on that money and receive a monthly income of $10 each month. If you keep your $100 investment for 3 months, you will earn 50% on that money and receive a $50 monthly income. If you keep your $100 investment for 6 months, you will earn 200% on that money and receive a $200 monthly income, each and every month ... from that point on! $500 Investment If you invest $500 and keep it in for a 1 month term you will earn 10% on that money and receive a monthly income of $50 each month. If you keep your $500 investment for 3 months, you will earn 50% on that money and receive a $250 monthly income. If you keep your $500 investment for 6 months, you will earn 200% on that money and receive a $1,000 monthly income, each and every month ... from that point on! $1,000 Investment. If you invest $1,000 and keep it in for a 1 month term you will earn 10% on that money and receive a monthly income of $100 each month. If you keep your $1,000 investment for 3 months, you will earn 50% on that money and receive a $500 monthly income. If you keep your $1,000 investment for 6 months, you will earn 200% on that money and receive a $2,000 monthly income, each and every month ... from that point on! Sponsoring new people. So, you can see that you earn much more from your investments, than from referrals. However, the company does of course want to reach new investors, and to encourage you to help introduce the program to the public, the company pays out commissions in TWO different ways. Before we talk about that, let me mention that there is NO COST to get signed up and get your own free website. Then, whenever you are ready, you can pay $18 and upgrade to PAID member, and when you do that, you are automatically entered into TWO 3 x 5 matrixes. 1. 3 x 5 Referral matrix commissions You can earn some commission money along the way in the Referral program 5 x 5 Forced Matrix. You earn $5.00 for each person you sponsor, and $1.00 for each person on levels 1 through 5. That could be worth more than $3,000 to you with a full matrix. 2.3 x 5 Investment Matrix commissions You can also earn some commissions in the No Risk Investment Matrix. You earn 1.5% of the monthly INVESTMENT earnings for everyone in your downline through 5 levels, which would be 3,905 people with a full matrix. So, you can make some money along the way from referring new people to the program. However, that is just a drop in the bucket compared to what you can make in the investment program! ... And there you never have to sponsor anyone! If you have any questions about how the investments OR referral commissions work, OR anything else, you can find answers in the Members Forum at: - http://www.fantasticpay.com/forum/index.php Remember there is NO COST to sign up. Your only start up expense will be $18 if and when you decide to upgrade to PAID member, and be placed in both matrixes. You can sign up here: - http://www.fantasticpay.com?hbndon All the best to you and those you love!