The Fair Credit Reporting Act (FCRA) mandates that past due accounts that are older than 7 years be removed from your credit report. The Fair Credit Reporting Act (FCRA) requires each of the nationwide credit reporting companies — Equifax, Experian, and TransUnion — to provide you with a free copy of your credit report, at your request, once every 12 months. THE FULFILLMENT OF BIBLE PROPHECY The Holy Bible says, At the end of every seven years you must cancel debts. (Deuteronomy 15:1).
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