In today's economy, you need to save all you can and yet have protection. Here is the best way I know of to do both. For less than the cost of a cup of coffee, you can have daily phone access to a law firm to council you on agreements, contracts,credit or bill disputes, or most anything else. Do you need a "Will"? No problem. Same with any legal matter including the IRS and even traffic or bankruptcy court. Plus Are you concerned about I.D. Theft? Would you like to have 24/7 monitoring of your credit history and happenings. This is one of the biggest, fastest growing theft problems today Both for less than you would spend on a daily cup coffee. Go to: www.prepaidlegal.com/hub/johnrstipe You are welcome to join me as an associate in this business of providing legal services and I.D. Theft protection to others at an affordable cost. Thanks, John